Additional Details
- Find a Contractor to discuss your energy improvements.
If your contractor is not on the approved list, they should contact smarte@ctgreenbank.com for Smart-E training.
Using multiple contractors? Select one to act as your general contractor. They will help facilitate this process for you.
- Select your home energy upgrade.
Your contractor will work with you to be sure the improvements meet our eligibility requirements.
- Get pre-approved by a participating lender.
Apply directly with your selected lender before your contractor begins the project.
- Close your loan with your lender.
Your lender will reach out to schedule a loan closing once the project is approved.
CT Green Bank has partnered with Energize CT and lenders in your community to offer long-term, low-interest financing for your smart energy upgrade. To learn more about what equipment qualfies, Click here.
| Loan Term | 5 | 7 | 10 | 12 |
|---|---|---|---|---|
| Maximum Rate (varies by lender) | 4.49% | 4.99% | 5.99% | 6.99% |
You're eligible if your residence is:
- 1-4 units (condominiums must be individually metered)
- Owner-occupied
- Your primary residence and located in Connecticut
- Mobile homes not eligible for Solar PV, Solar Hot Water and Geothermal.
You're project is eligible if you convert to natural gas and install:
- High efficiency natural gas furnace – 95% AFUE
- High efficiency natural gas hot water boiler – 90% AFUE
For questions regarding the Smart-E Loan Program, contact Connecticut Green Bank at (860) 563-0015 or smarte@ctgreenbank.com.
This is the first step to get started with Smart-E Loan. Choose from these local lenders covering all of Connecticut. Click to learn more about each institution’s service area, rates and special offers. Apply today!
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Learn how homeowners across Connecticut are improving their homes and lowering energy costs with Smart-E.
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“What we’ve seen since we’ve converted is stability. The house is so much more comfortable now.”
About The ProjectLocation: Norwich, CT |
“Smart-E helps get you where you want to be, and where you want to be is self-sufficient with solar energy."
About The ProjectLocation: Pomfret, CT |
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“Applying for the loan was very easy; the application process was just a few pages; and the closing took no more than half an hour.” About The ProjectLocation: Waterbury, CT |
“We are getting the most out of our money and it feels good to know that we are not over spending on energy. We are excited about the improvements hold for our future.”
About The ProjectLocation: Berlin, CT |
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“We were in the black from day one. As it turns out, the cost of the loan payment is less than what we’re saving in heating costs. Eventually, when the loan is paid off, it will be all profit." About The ProjectLocation: Hamden, CT
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