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West Hartford, Conn., July 1, 2014 — The time is right for West Hartford residents to consider a Smart-E home energy loan. These attractive loans offer consumers easy, affordable, and flexible financing resulting in more energy-efficient homes. A new limited-time offer makes participation in the program even more affordable.

For the first time, CEFIA is offering a bundle promotion including discounted interest rates. It is available to residents who complete more than one of a selection of energy efficiency and clean energy improvements, such as converting from oil to natural gas and adding insulation or installing a Solar PV system. These discounted interest rates range from 2.75 percent to 2.99 percent. Lenders include: Eastern Savings Bank (online application and Nutmeg State Federal Credit Union.

West Hartford residents are already engaging in smart energy opportunities through Solarize and the West Hartford Thermal Imaging Campaign.

Smart-E loans are available in five-, seven-, 10- or 12-year terms. For Connecticut homeowners who do not plan on taking advantage of the bundle promotion, maximum loan rates range from 4.99 percent to 6.99 percent. Qualifying Connecticut residents do not require home equity, and the loan does not require a lien on the home. There is no down payment necessary and no pre-payment penalty.

“Smart-E loans provide homeowners with an opportunity to finance more than 40 energy improvements that can result in positive-cash-flow-savings in the first month,” said Bryan Garcia, president and CEO of the Clean Energy Finance and Investment Authority (CEFIA—“CT Green Bank”), which manages Smart-E. “Approximately 150 Connecticut residents already have taken advantage of Smart-E loan options over the past year, and more and more homeowners are seeking Smart-E loans to upgrade their homes.”

Smart-E, an Energize Connecticut initiative,, is designed to help consumers not only use cleaner energy, but also save energy and money, which is particularly attractive as Connecticut residents pay some of the highest home energy prices in the nation. The initiative is supported by the West Hartford Clean Energy Task Force.

About The Clean Energy Finance and Investment Authority:
CEFIA was established by Connecticut’s General Assembly on July 1, 2011 as a part of Public Act 11-80. This new quasi-public agency supersedes the former Connecticut Clean Energy Fund. CEFIA supports Connecticut’s energy security and community prosperity by realizing its environmental and economic opportunities through clean energy finance and investments. As the nation’s first state Green Bank, CEFIA leverages public and private funds to drive investment and scale up clean energy deployment in Connecticut. For more information about CEFIA, please visit

About Energize Connecticut:
Energize Connecticut helps you save money and use clean energy. It is an initiative of the Clean Energy Finance and Investment Authority (CEFIA), the Energy Efficiency Fund, the State of Connecticut, and local electric and gas utilities, with funding from a charge on customer energy bills. Information on energy programs can be found at